Home + Auto Bundle premiums have gone up 7 straight years. this is how you fight back.
Home insurance is up 24% since 2021. Auto hit a record high in 2024. The only move that lowers both premiums at once is bundling — $466 to $1,184 per year in real savings. But only if you compare carriers first. Progressive's bundle discount is 5%. State Farm's is 22%. The difference is $700 a year. We find which one wins for your specific situation.
Does any of this sound familiar?
Homeowners whose renewal came in higher than last year
Renters who don't yet have renters insurance (most don't — it's $15 to $22/mo)
Your renewal is not a formality. It is a decision.
Auto insurance hit a record high in 2024, up 26% in one year. Home insurance is up 24% since 2021 — more than double the rate of inflation. Most people sign the renewal without comparing because switching feels like a project. It is not. We compare your current policies against 10+ carriers in one conversation. 57% of Americans shopped their insurance last year. The ones who did saved an average of $736.
2 in 3 American homes are insured for less than it would cost to rebuild them today.
Construction costs rose nearly 30% over five years. Most home policies written before 2021 now have a coverage gap — meaning if your home burns down, your payout may not cover what rebuilding actually costs today. The average shortfall is 22%. When we set up your bundle, we check both your premium and your actual coverage, not just the monthly number.
65% of insurance complaints are about how claims are handled. Here is why that matters to you.
When you file a claim with a carrier directly, you call a 1-800 number and start from zero. When you work with an independent agent, you call one person who knows your policy, your history, and knows exactly who to escalate to. Claims denials get reversed. Delays get resolved. That is the difference between an agent and a direct carrier that nobody explains until you actually need it.
What's covered?
Subject to policy terms and conditions.
This is how it works
Tell us what you have and what you're paying now
Current carriers, coverage levels, and renewal dates. We identify every discount available — including whether your home is properly insured for today's rebuild costs.
We show you the real comparison: current vs. bundle
Exact numbers, not estimates. What you pay now vs. what a bundle saves you across 10+ carriers. You see the full picture before deciding anything.
Covered, bundled, and reviewed every year
We coordinate both policies so there is zero gap in coverage during any transition. And every year at renewal, we compare again — because carriers raise deductibles, change networks, and exit markets. Most agents disappear after the sale.
Tell us what you have and what you're paying now
Current carriers, coverage levels, and renewal dates. We identify every discount available — including whether your home is properly insured for today's rebuild costs.
We show you the real comparison: current vs. bundle
Exact numbers, not estimates. What you pay now vs. what a bundle saves you across 10+ carriers. You see the full picture before deciding anything.
Covered, bundled, and reviewed every year
We coordinate both policies so there is zero gap in coverage during any transition. And every year at renewal, we compare again — because carriers raise deductibles, change networks, and exit markets. Most agents disappear after the sale.
Ready to get started? Takes under 5 minutes.
From $15/mo renters · $466+ saved/yr · No commitment · No credit check
What our clients say
“My home renewal came in $340 higher than last year. My agent bundled it with my auto, switched carriers, and I ended up paying less than I was before the increase. One phone call.”
Jennifer M.
Phoenix, Arizona
“I had home and auto with two different companies for years. Never thought to combine them. One bundle comparison later, I'm saving $94 a month. I genuinely don't know why I waited.”
David R.
Dallas, Texas
“My agent pointed out my home was insured for $280K but what it would cost to rebuild today is closer to $410K. We updated the coverage and bundled with auto for the same monthly payment I was already paying. Now I'm actually covered if something goes wrong.”
Carol B.
Atlanta, Georgia
Join over 200 families already protected.
From $15/mo renters · $466+ saved/yr · No commitment
Frequently asked questions
Your renewal is a decision, not a rubber stamp compare before you sign
Free comparison. 10+ carriers. Annual review included. No obligation.
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