Dental Insurance your dental plan's annual cap has not changed since 1973
In 1973, $1,500 covered a full year of dental care. In today's dollars that was between $9,000 and $10,000. Dental costs have grown 12 times since then. The cap has not moved. One crown costs $1,200. One root canal costs $1,500. If you need both this year, most plans stop paying before you finish treatment. We compare 10+ carriers to find the plan with the annual limit, waiting period, and network that actually works for your situation.
Does any of this sound familiar?
No dental coverage, paying full price for every visit or skipping the ones you cannot afford
Plan hit its annual cap after one procedure, leaving you uninsured for the rest of the year
The $1,500 cap your plan inherited from 1973
The average dental plan annual maximum has not changed in 50 years. In 1973, $1,500 was worth between $9,000 and $10,000 in today's dollars. Dental costs grew 12 times. The cap did not move. One crown costs between $800 and $2,500. One root canal between $700 and $1,800. If you need both this year, your plan stops paying before treatment is done. We compare plans by annual maximum, not just monthly premium. The cheapest plan is almost always the most expensive mistake.
Medicare does not cover dental. 24 million seniors found out too late.
Medicare Parts A and B do not cover cleanings, fillings, crowns, bridges, or dentures. 47% of Medicare beneficiaries, 24 million people, have no dental coverage at all. The average senior without dental coverage spends $922 out of pocket per year. Your employer dental plan ends the day you retire. The window to lock in individual coverage at a lower rate is before you leave your job, while you are still healthy. We help you plan ahead.
Bought coverage because you already have tooth pain? The crown waits 12 months.
Most dental plans have 6 to 12 month waiting periods for crowns, root canals, and bridges. If you buy after the problem starts, you wait. Preventive care (cleanings, X-rays, exams) has no waiting period on most plans and is active from day one. Some carriers eliminate waiting periods entirely. We identify which ones are available in your state and whether your situation qualifies for immediate major coverage.
What's covered?
Subject to policy terms and conditions.
This is how it works
Tell us what you actually need
Upcoming procedure, retiring soon, family coverage, or just lost employer coverage. We match the plan to your situation, not a generic recommendation.
We compare plans by what matters: annual max, waiting periods, your dentist's network
Most people pick by monthly premium. We show you what each plan pays for a routine visit, one crown, and a worst-case year before you commit to anything.
Enrolled, active, and someone to call if a claim goes wrong
Preventive care starts immediately on most plans. If a claim gets denied or a procedure is not covered the way you expected, you have a direct line, not a 1-800 number.
Tell us what you actually need
Upcoming procedure, retiring soon, family coverage, or just lost employer coverage. We match the plan to your situation, not a generic recommendation.
We compare plans by what matters: annual max, waiting periods, your dentist's network
Most people pick by monthly premium. We show you what each plan pays for a routine visit, one crown, and a worst-case year before you commit to anything.
Enrolled, active, and someone to call if a claim goes wrong
Preventive care starts immediately on most plans. If a claim gets denied or a procedure is not covered the way you expected, you have a direct line, not a 1-800 number.
Ready to get started? Takes under 5 minutes.
From $19/mo · No commitment · No credit check
What our clients say
“I bought a cheap dental plan and used it for the first time when I needed a crown. The $1,000 annual cap was gone after one procedure. My agent found a plan with a $2,000 cap and no waiting period. Wish I had called before I bought the first one.”
Jennifer M.
Phoenix, Arizona
“I am self-employed and had no idea where to start with individual dental plans. My agent explained exactly what the annual limits meant in real dollars and found me a PPO that actually covers what I need. No upsell, no pressure.”
David R.
Nashville, Tennessee
“I am 58 and retiring in two years. Nobody told me my dental coverage ends the day I leave my job. My agent found an individual plan I can keep long-term at a rate I can lock in now while I am still healthy. That conversation saved me thousands.”
Carol B.
Scottsdale, Arizona
Join over 200 families already protected.
From $19/mo · No commitment
Frequently asked questions
Stop paying for a plan built in 1973 we compare what your carrier will never show you
Free comparison. 10+ carriers. Annual max, waiting periods, and your dentist's network checked. No obligation.
Free · No commitment · Response within 24 hours